TERMS AND CONDITIONS
PURPOSE A membership program is designed to provide Medical Air Rescue Company with immediate financial support from you in exchange for a reliable and available air ambulance service. In thanks for your membership payment, Medical Air Rescue Company will not charge any member for medically necessary air ambulance co-payment and deductible amounts that are otherwise billable on a per-transport basis, as allowed by law. Because insurance does not always cover the full cost of air ambulance service, you could still be responsible for outstanding balances that insurance does not cover above and beyond co-payments and deductibles, and your membership covers most of those balances. Your participation in this membership program will not completely discharge all financial liability incurred by use of Medical Air Rescue Company air ambulances but is designed to help discharge part of the financial liability that may otherwise apply. Please note that this membership is not designed to be an insurance contract of any type and does not guarantee air ambulance service will be provided by Medical Air Rescue Company.
MEMBERSHIP Subscribers are entitled to unlimited use of Medical Air Rescue Company air ambulance transport, provided that the transport is reasonable and medically necessary and all other coverage requirements are met and based upon availability of resources without being responsible for co-payment and deductible amounts that are charged to cover amounts that are not paid by insurance. This waiver of co-payment and deductible obligation only applies to persons listed on the membership application. This membership application is nonrefundable and non-transferable. This membership program does not apply to person without insurance coverage or to persons receiving medical assistance (Medicaid) benefits. Becoming a member does not grant any voting or participation rights in Medical Air Rescue Company corporate activities.
MEMBERSHIP PLANS Memberships are effective upon receipt of the membership application, fee and the acceptance by Medical Air Rescue Company. The expiration date is based off membership type chosen when purchased.
PAYMENT Subscribers are responsible for payment of the membership fee as outlined in the membership application. Except for some additional payment obligations outlined in paragraphs 5 and 6, the members will not be responsible for any other payments for covered air ambulance services provided by Medical Air Rescue Company. Medical Air Rescue Company will submit bills directly to your insurance for payment of ambulance services that are provided. If a member received payment for ambulance services directly from an insurance company, such payment must be turned over to Medical Air Rescue Company. It is improper and illegal to keep reimbursement received for ambulance services provided by Medical Air Rescue Company.
Subscribers are expected to cooperate with Medical Air Rescue Company in all collection efforts and recognize that Medical Air Rescue Company may initiate legal action against a patient/subscriber member for failure to pay Medical Air Rescue Company for amounts he or she may be responsible to pay. If you receive a bill from Medical Air Rescue Company in error and have insurance that will cover the cost, please forward your insurance information to Medical Air Rescue Company so that your insurance can be billed directly. If you ever feel that you are billed inappropriately, please contact Medical Air Rescue Company to resolve the problem.
a. Air Ambulance Transportation:
I understand that air ambulance transportation covered in this membership is limited to medically necessary and reasonable air ambulance transportation to the closest appropriate medical facility. This means that patient cost-sharing obligations for medically necessary and reasonable air ambulance transportation by Medical Air Rescue Company will be covered by your membership fee without you incurring any additional out-of-pocket expenses. (Determinations of medical necessity, reasonableness and closest appropriate facility shall be made by Medical Air Rescue Company.)
b. Ground Ambulance Services:
I understand that this membership also covers Medical Air Rescue Company ground ambulance services.
PAYMENT LIABILITIES NOT COVERED
a. Non-emergency Air Ambulance Services:
I understand that this membership does not include non-emergency air ambulance services provided by Medical Air Rescue Company.
b. Transports beyond the Closest Appropriate Facility:
I understand that insurance pays for transport only to the closest appropriate facility. Any transportation beyond the closest appropriate facility at the request of me, my family, or my doctor; may make me responsible for additional payments that are not covered under my membership. I understand that in these situations, I am responsible for such additional charges, and may or may not be advised of additional charges at the time of the transport.
c. Air Ambulance Services Provided by Another Entity:
I understand that this subscription does not include air ambulance serviced provided by any entity other than Medical Air Rescue Company.
d. Non-medically Necessary/Non-covered Services:
In cases where air ambulance transport is not medically necessary, or where the patient could take another form of transportation, or for non -transport or other non-covered services or where I am uninsured, I understand that I may be responsible for charges that are not covered as part of this membership.
Medical Air Rescue Company does not require memberships, as we work with your current health insurance provider. However, for those who would feel more comfortable knowing that they are part of a membership, coverage is available.
Medical Air Rescue Company does not bill patients into bankruptcy with unnecessary and devastating medical bills that directly affect the economy of you and your community. Our rates are one-third to one-half the fee of other major flight programs, and our billing is more in line with what health insurance companies see as "usual and customary".
For this reason, we have positioned ourselves to be an in-network provider with health insurance companies. (Example: BlueCross BlueShield Nebraska)
Medical Air Rescue Company gives you the security of knowing that you and your loved ones are protected, should you require medically-necessary air ambulance transport.
This membership program is not a contract for the provision of ambulance services. Another ambulance service may respond when our ambulance service is unavailable.
This is not a solicitation for the offer or sale of an insurance product. A Medical Air Rescue Company membership is not an insurance policy and cannot be considered as a secondary insurance coverage or as a supplemental coverage to any insurance policy. Membership provides pre-paid protection against Medical Air Rescue Company's air ambulance transportation costs that exceed a subscriber's health insurance or medical benefits.
This membership program does not cover non-emergency air ambulance services, which have been or should have been pre-scheduled. This membership program does not cover transportation beyond the closest appropriate facility. This membership program only covers those air ambulance transports for which transport by air ambulance is medically necessary and reasonable.
The terms and provisions of this membership program are subject to change without prior notice.
Medicare beneficiaries may be billed for copayments or deductibles if required by law.
All memberships are subject to acceptance by Medical Air Rescue Company and may be cancelled or revoked at the ambulance service's sole discretion.
The subscriber acknowledges that the ambulance service will bill available third-party insurance for services rendered and subscriber to remit any third-party insurance payments received directly by the subscriber to Medical Air Rescue Company.
By submitting an application or renewing an existing membership, the subscriber agrees to these terms and conditions.
Persons on Medical Assistance (Medicaid) and persons without health insurance coverage are not eligible to participate in Medical Air Rescue Company's membership program.